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If you're going to make use of a small-cap index like the Russell 2000, you could want to stop briefly and consider why a good index fund company, like Vanguard, does not have any funds that follow it. The reason is due to the fact that it's a poor index.
I haven't also attended to the straw man right here yet, and that is the reality that it is fairly unusual that you in fact have to pay either tax obligations or considerable compensations to rebalance anyway. Most smart investors rebalance as much as feasible in their tax-protected accounts.
And of training course, no one needs to be purchasing packed common funds, ever. It's truly also poor that IULs do not work.
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